RIM is collaborative market strengthening initiative aimed at promoting and supporting the implementation of stronger, more appropriate risk management in the microfinance sector.
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Risk Management Graduation Model Assessment Tool How-To Video
State of the Industry
“Very few organizations look at risk in a comprehensive way instead of realizing that it forms the foundation of their strategy.”
“Not all institutions are aware of the importance of good risk management, and many still deem risk management as an extra cost with no value-added.”
“Many MFIs engage in risk management efforts due in part to pressures they face from regulators or investors rather than from a deep appreciation of risk management and the social and financial value it can bring to an institution.”
“Meanwhile, the rapid growth of digital finance is creating a whole new category of risks that are largely unknown. As always, lessons will be learned through hardship.”